CERTIFICATES OF DEPOSIT and IRA's**

Account
Interest Rate
APY*
Minimum Deposit to Open
Early W/D Penalty
6 Months
.300%

.30%

$250.00

3 months

 12 Months
.500%
.50%
$1,000.00
3 months
18 Months
.598%
.60%
$1,000.00
6 months
24 Months
.796%
.80%
$1,000.00
6 months
36 Months
.996%
1.00%
$1,000.00
6 months
48 Months

1.294%

1.30%
$1,000.00
6 months
60 Months

1.489%

1.50%
$1,000.00
6 months

Rates are effective as of Wednesday, July 14, 2016. Interest rates are subject to change at anytime without notice. Substantial penalties for early withdrawal on all certificate accounts.

 

IRA ACCOUNTS

  • NO FEES
  • FLEXIBLE OPTIONS
  • EASY TRANSFERS AND ROLLOVERS
  • RECURRING DEPOSITS ACCEPTED

     AT 59 1/2 - YOU EXPERIENCE THESE ADDITIONAL BENEFITS

  • NO PENALTY WITHDRAWALS
  • INVEST IN OUR HIGHEST TERM WITH THE OPTION TO CHANGE TERM OR INTEREST RATE ANNUALLY  

    

    OVER 50?

  • YOU ARE ELIGIBLE TO MAKE AN ADDITIONAL $1000 CATCH UP CONTRIBUTION PER CALENDAR YEAR

    

    1ST JOB, NEW BABY, JUST STARTING OUT?

  • A SMALL INVESTMENT NOW ON A REGULAR SCHEDULE CAN HELP MAKE YOUR FUTURE SECURE

    

    DIVERSIFY YOUR INVESTMENTS....ROTH IRA'S AVAILABLE:

  • TAKE ADVANTAGE OF A ROTH IRA NOW AND PAY NO TAXES UPON WITHDRAWAL.....(limitations apply...ask our IRA Specialist for details!!)

 

SAVINGS ACCOUNTS

Account
Interest Rate
APY*
Minimum Deposit to Open
Passbook Savings
.10%
.10%**
$10.00
Blue Chip
.20%
.20%**
$1,000.00***

   HIGH BALANCE TIERED RATES Effective 4/30/2017

       Blue Chip Savings Account with the BALANCE listed below:

        $100,000 - $199,999 = 1/8 pt bump (Rate .325%; Yield .33%)

        $200,000 - $399,999 = 1/4 pt bump (Rate .450; Yield .45%)

        $400,000 and up = 3/8 pt bump (Rate .575; Yield .58%)

 

*** This is the minimum balance required to obtain the advertised APY.  If the balance falls below the required $1,000.00 the rate reverts to the regular passbook savings rate.

** Fees could reduce earnings

Rates are effective as of Thursday March 15, 2012. Interest rates are subject to change at any time without notice.

CHECKING ACCOUNTS

Account
Interest Rate
APY*
Minimum Deposit to Open
NOW
.05%
.05%
$50.00

Rates are effective as of Thursday, March 15, 2012.. Interest rates are subject to change at any time without notice.


*Annual Percentage Yield