RESIDENTIAL FIRST MORTGAGES OWNER OCCUPIED

Type
LTV
Interest Rate
APR*

Estimated
Closing Costs

30yr Fixed
80%
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15yr Fixed
80%
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     5/1 ARM   80%    4.625% (floor rate)*        4.65%         $1,050.00
     3/1 ARM   80%
3.625% (floor rate)*
3.65%
 $1,050.00

     1yr ARM

80%
3.125% (floor rate)*
3.61%
 $1,050.00

*Index is based on the 1 year U.S. Treasury Bill Constant Maturity. Margin 2.75%, Caps 2%/6%. 

Rates are effective as of February 23, 2016.  Interest rates are subject to change at any time without notice.

Ask about fixed rates on loans sold to the Federal Home Loan Bank of Cincinnati.  Specific loan qualifications apply.

RESIDENTIAL SECOND MORTGAGES OWNER OCCUPIED

Type
LTV
Interest Rate
APR*

Estimated
Closing Costs

1yr ARM
80%
5.00% (floor rate)
5.03%
$1,050.00

Index is based on the 1 year U.S. Treasury Bill Constant Maturity. Margin 2.75%, Caps 2%/6%.
Rates are effective as of August 21, 2012. Interest rates are subject to change at any time without notice.

HOME EQUITY LINE OF CREDIT OWNER OCCUPIED

Type
LTV
Interest Rate
 

Estimated
Closing Costs

Variable
Up to 80%

Rate is the Prime Rate with a 4.00% floor

None

Payment are interest only or $50.00 whichever is greater. Annual fee $50.00, waived the first year.
Note due at end of draw period (10 years). Prepayment penalty $375.00 if closed in less than two (2) years.  Rates are effective as of August 21, 2012.   Interest rates are subject to change at any time without notice.

LOT LOANS
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CONSTRUCTION LOANS
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NON-OWNER OCCUPIED PROPERTY

Call for Rates and Current Availability