| FACTS | What does New Foundations Savings Bank do with your personal information? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? |
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons New Foundations Savings Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does New Foundations Savings Bank Company Share? | Can you limit this sharing? |
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| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes - to offer our products and services to you |
No | We don't share |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes - information about your transactions and experiences |
No | We don't share |
| For our affiliates’ everyday business purposes - information about your creditworthiness |
No | We don't share |
| For non-affiliates to market to you | No | We don't share |
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Questions? |
Call (513) 729 - 0100 or go to www.newfoundationsavingsbank.com |
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| What We Do | |
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| How does New Foundations Savings Bank Company protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information. |
| How does New Foundations Savings Bank Company collect my personal information? | We collect your personal information, for example, when you
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and non financial companies.
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| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint Marketing | A formal agreement between non affiliated financial companies that together market financial products or services to you.
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New Foundation Savings Bank respects your financial privacy. We will comply with all laws and regulations designed to secure that privacy.
Your relationship with us is important, and we want you to understand our policies and practices about handling information. We will keep confidential any information about you but may share information about you with our subsidiaries, affiliated companies, and business partners as described below in order to provide better service. “Information” means nonpublic, personal financial information.
Information about you
We may routinely collect or retain information that includes your:
(1) name, address, telephone number, social security number, annual income, current and past employers: (2) answers to questions on deposit and loan application; and (3) deposit and loan balances, overdraft history and payment history with us. We collect information from consumer reporting agencies regarding credit and checking account histories. In order to better serve you, we also may retain information about types of products and services you purchase from us to learn about your financial needs and interests. We may share this information with others to the extent permitted by law and in accordance with our information sharing policies and practices listed below.
Safeguarding information about you
Information that we have about you is available to our employees and agents on a “need to know” basis so they can do their jobs. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy. We do not provide information about you to anyone without first verifying who they are and whether they may have legal access to the information. We train our employees to protect information we have about you. We also have a disaster preparedness program to secure this information in case of natural disasters, hazards or threats. Our security and confidentiality procedures are routinely tested to make sure they work.
Account numbers
We will not disclose your account number for deposit account or transaction account to a non affiliated third party in order for them to sell you products or services. We may give your account number to consumer reporting agencies because we are allowed or are required to do so by law.
Information sharing – Agent non affiliated companies
We may share information about you with certain non affiliated companies that are our agents. We do this to provide convenient access to products or services, or because these companies help us perform necessary business functions or services. This sharing is permitted by law. Such agents are required to keep confidential any information about you that we give them.
Ending customer relationship
When you end your customer relationship with us, or when we end our customer relationship with you, we will treat the information we have about you as if you were still our customer.
