Skip Navigation
Seedling on coins

Deposit Rates

NOW Checking

Interest Rate

APY 1

Minimum Deposit to Open

Interest Rate

0.05%

APY 1

0.05%

Minimum Deposit to Open

$50.00

1 Annual Percentage Yield (APY)

 

Passbook Savings

Interest Rate

APY 1

Minimum Deposit to Open & Earn Interest
Interest Rate

0.25%

APY 1

0.25%

Minimum Deposit to Open & Earn Interest
$10.00

1 Annual Percentage Yield (APY)

 

Blue Chip Savings

Account BalanceInterest Rate

APY 1

Minimum Deposit to Open
Account Balance
Less than $1,000.00
Interest Rate
0.25%

APY 1

0.25%

Minimum Deposit to Open
$1,000.00
Account Balance
$1,000 to $99,999.99
Interest Rate
1.00%

APY 1

1.00%

Minimum Deposit to Open

$1,000.00​​​​​​​

Account Balance
$100,000.00 to $199,999.99
Interest Rate
1.49%

APY 1

1.50%

Minimum Deposit to Open

$1,000.00

Account Balance
$200,000.00 to $399,999.99
Interest Rate
2.96%

APY 1

3.00%

Minimum Deposit to Open

$1,000.00

Account Balance
$400,000.00 or more
Interest Rate
3.92%

APY 1

4.00%

Minimum Deposit to Open

$1,000.00

1 Annual Percentage Yield (APY)
Accounts maintained at $1,000.00 or more earn 0.50% with an APY of 0.50%. Accounts below $1,000.00 earn regular passbook rate of 0.25% with an APY of 0.25%. Additional deposits can be made anytime. All collected funds are available anytime.
3 On accounts with balances that fall below $100.00 anytime during the month, a $2.00 service fee will be assessed. Interest is credited on the last day of each month which will affect the stated APY. Non-cash items will earn interest from date of deposit to date of withdrawal.

 

Certificates of Deposit

Account

Interest Rate

APY 1Minimum Deposit to OpenEarly Withdrawal Penalty
Account
6 months

Interest Rate

2.72%

APY 1

2.75%

Minimum Deposit to Open

$500.00

Early Withdrawal Penalty

90 days

Account
12 months

Interest Rate

2.72%

APY 1

2.75%

Minimum Deposit to Open
$1000.00
Early Withdrawal Penalty

90 days

Account
18 months

Interest Rate

2.48%

APY 1

2.50%

Minimum Deposit to Open

$1000.00

Early Withdrawal Penalty

180 days

Account
24 months

Interest Rate

2.23%

APY 1

2.25%

Minimum Deposit to Open
$1000.00
Early Withdrawal Penalty

180 days

Account
36 months

Interest Rate

1.94%

APY 1

1.95%

Minimum Deposit to Open
$1000.00
Early Withdrawal Penalty

180 days

Account
48 months

Interest Rate

1.79%

APY 1

1.80%

Minimum Deposit to Open
$1000.00
Early Withdrawal Penalty

180 days

Account
60 months

Interest Rate

1.74%

APY 1

1.75%

Minimum Deposit to Open
$1000.00
Early Withdrawal Penalty

180 days

Account
**Special 8 Months**

Interest Rate

3.89%

APY 1

5.00%

Minimum Deposit to Open
$1,000.00
Early Withdrawal Penalty

90 days

Account

**Special 17 Months**

Interest Rate

4.43%

APY 1

4.50%

Minimum Deposit to Open
$1,000.00
Early Withdrawal Penalty
180 days

1 The stated APY assumes interest will stay on deposit until maturity. Monthly/quarterly interest withdrawals on account will reduce stated APY earnings. Interest rates are fixed on certificate accounts. No additional deposits are allowed. Interest computation is monthly/quarterly on these accounts and credited the last day of each month/quarter. Account will automatically renew at maturity. You have ten (10) calendar days after the maturity date to withdraw funds without penalty. Funds withdrawn prior to maturity are subject to penalty. Non-cash items will earn interest from date of deposit to date of withdrawal.

 

 
  • Interest rates are subject to change at any time without notice.

 
Back to Top